Acquiring a new home is a huge decision. Hence, before doing so, it is only proper that you check invaluable information first to determine whether you are making the right decision. To know this, learn more about getting tax credits that homebuyers must be aware of. As for first time buyers, this is indeed a serious matter. Don't go to the battle empty handed or clueless when purchasing a new home. As everybody knows, renting a place and owning a place are both different matters. When buying a home for the first time and you have to apply for a mortgage or loan, then, you have to make sure that you are getting low mortgage rate for your repayment. Whereas, you have to still be wary even if you already purchase the home through mortgage and you have to save as much as possible so you can eventually complete the repayment process. This only means that the best time to purchase a new property is when you have a stable job and you are doing your best to save as much as you can. That way, you wouldn't be having difficulties paying the rent. It wouldn't be long before you can cal your home your own.